International Technological University Located at
2711 N. 1st St., San Jose, CA.
Phone: 888-488-4968
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Health Insurance

ITU’s United Healthcare health insurance plan is brokered through Wells Fargo Insurance Services, which is a low-cost health insurance provider. The health insurance plan offered through ITU have coverage dates by academic term, instead of by calendar year, which gives you more flexibility in your coverage.

All ITU students must have health insurance coverage, whether purchased through ITU, or through an alternative provider. If you are covered under another insurance plan, you will be required to opt-out of the health insurance plan offered through ITU.

General Information

For a full list of benefits, please see the United Healthcare brochure for ITU students..

Insurance Plan: United Healthcare Student Resources

Network: UHC Option PPO

Cost per Trimester

 

Cost for Summer 2016

Cost for Fall 2016 - 2017

Student$558.75$514.81
Spouse$558.75$514.81
One Child$558.75$514.81
Two or more Children$1117.50$1029.63

Please Note: Two or more children costs a total flat rate of $1117.50. There is no additional charge for the third child, fourth child, and so on [i.e. if you have 4 children, all your children will be insured for the $1117.50 premium. There would be no additional charge for the third or fourth child]. The spouse and child/children of a student can enroll in the insurance plan approximately two weeks after the initial enrollment deadline.

Coverage and Waiver Period Dates

 

Spring 2017

Summer 2017

Coverage DatesJanuary 2, 2017 - May 1, 2017May 2, 2017 - September 6, 2017
Online Waiver DatesDecember 8, 2016 - January 30, 2017April 6, 2017 - May 29, 2017

Insurance is mandatory for all students, both new and current. All students will be automatically enrolled in the health insurance plan offered through ITU, unless you have coverage under an alternative insurance provider, and have completed the online waiver process. Failure to pay the insurance premium or complete the opt-out process will result in a Financial Hold on your student account.

How to Enroll

All students registered for at least one credit hour will be automatically enrolled in the student health insurance plan. For a full list of benefits, please see the United Healthcare brochure for ITU students.

Students who already have health insurance will need to complete the online waiver process in order to opt-out. Refer to the Online Waiver Process below for details.

Applying for Health Insurance

The online waiver period for Summer 2017 closes at 11:59PM (PST) on Monday, May 29, 2017. You are required to maintain comparable health insurance at all times during your approved waiver period. If your health insurance is terminated during the waiver period, you are required to enroll in the student health insurance plan offered through ITU. Click on the button below to sign up for student health insurance.

Apply Now For Health Insurance

How to Complete The Online Waiver Process

You can only submit the waiver once. Immediately after the waiver has been submitted, you will receive a “Waiver Accepted” or “Waiver Denied” notice, based on the answers provided on the waiver form. Once submitted, you will not be able to access the waiver system again to make any corrections, so it is important that you have entered all the correct details.

You will need to submit your Student ID and date of birth when prompted, in order to view the waiver form. Once opened, you will have 15 minutes to complete and submit the waiver. If you are not able to complete the waiver in that time, you should close your web browser and come back to the online waiver once you have the information you need to complete it.

Submit Your Online Waiver Now

Frequently Asked Questions

Please review the FAQ section below, to ensure that you have all the relevant information on the insurance plan, and submitting the waiver.

What benefits are offered through this insurance plan?

United Healthcare is the world’s third largest healthcare provider, and offers many benefits to those enrolled in the plan. For a full list of benefits, please see the United Healthcare brochure for ITU students.

I want to waive participation in the student health insurance plan. How do I know if I qualify for the waiver?

If you want to waive participation in the student health insurance plan, you must complete and submit an Online Waiver application between April 5 – May 29, 2017 for the Summer 2017 trimester.

Do I have to complete a waiver application for each trimester?

Yes. Your approved waiver is effective per trimester only.

How do I submit my waiver?

Waiver applications must be completed and submitted online. You will be redirected once you click the link.

What information is required to complete the waiver application?

You will need a copy of your insurance identification card, as well as a current Evidence of Coverage booklet, which you can obtain from your insurance company.

I do not have all the information to complete the waiver application. What should I do?

All the information you need is contained on your insurance identification card, and in your Evidence of Coverage booklet. The booklet is provided by your insurance company, and describes all of your benefits, and the limitations of those benefits. If you cannot find your booklet, you may find it on the insurance company’s website, or call your insurance provider’s customer service number to ask for help.

How will I know if my waiver application has been approved or denied?

When you submit the waiver application online, you will receive an instantaneous response. The last screen of the online waiver application process will inform you whether your application has been approved or denied. You should print this screen for your records.

If my waiver application is denied, what options do I have?

If your waiver application is denied because your private insurance benefits are not sufficient, you may appeal the denial by submitting an “Appeal of Waiver Denial” form to hr_rep@itu.edu.

Completed appeal applications must be submitted in scanned PDF format, and received within five (5) calendar days from the date of denial. Appeals for denied waiver applications are accepted only for the current trimester. Retroactive appeals are not accepted. Incomplete appeal applications will not be considered for review.

I have waived the student health insurance plan, but I no longer have comparable health insurance. What should I do?

You are required to maintain comparable health insurance at all times during your approved waiver period. If your health insurance coverage is terminated during the waiver period, you are required to enroll in the student health insurance plan.

To enroll in the plan, you must submit an enrollment form online; this form will be available online after the waiver period closes. Your student health insurance coverage will be effective on the date the request is submitted, or a future date you specified by you. Your student account will be billed for this.

When will I receive my health insurance ID card?

Students are provided a link via email to access their ID cards online. Physical cards will no longer be mailed.

How do I enroll my spouse and/or child in the health insurance plan?

After you have registered for classes and paid for your own health insurance, contact Wells Fargo directly at (800) 853-5899 to enroll your spouse and/or child. It will cost an additional $514.81 to enroll your spouse in the health insurance plan, and $514.81 per child.

I am currently on OPT. Can I still sign up for health insurance? How much is the insurance premium?

All students with an active EAD card may continue their current plan but must contact Wells Fargo directly concerning their continued coverage. A student without an active EAD card will not be permitted to continue their plan. All individuals on OPT with further questions concerning their coverage should contact Wells Fargo directly.

The insurance premium will be the same per trimester.

I can't access the online waiver, what should I do?

Verify that your Student ID and date of birth are correct. Note: date of birth needs to be entered with dashes.

If you still can’t access the online waiver with the correct Student ID and date of birth, send a ticket to Student Services.

I can't access the online waiver; do I need to pay the health insurance fee now?

If you are unable to access the online waiver and you already have health insurance, you can make payment for tuition, registration fee, technology fee, and student union fee.

If you can’t access the online waiver, send a ticket to Student Services.
Upon completion of the online waiver, you will receive a “Wavier Accepted” or “Waiver Denied” notice immediately. If your waiver is denied, you will need to pay the health insurance fee.

If my waiver is approved, do I need to take any further actions?

If your waiver is approved, the health insurance fee in your student account will be reversed within 10 business days.

If your waiver is approved and you already paid for the health insurance fee, you can submit a Student Refund Request form to the Department of Accounting Services.

I dropped my Wells Fargo insurance, but I would now like to enroll. Is this possible?

Yes, however, you must enroll within 30 days of the first day of the trimester.

I am on trimester break or waived the insurance plan, but I would now like to enroll my dependents or myself. Is this still possible?

Yes, however you must enroll before or on February 14, 2016 for the Spring 2016 trimester, and June 4, 2016 for the Summer 2016 trimester. Students who have a qualifying event, may be eligible to add coverage outside of these deadlines. Please refer to the Wells Fargo manual for a list of qualifying events.

I am withdrawing from ITU, will I receive a refund for health insurance?

In order to receive a refund, you must drop all classes before the designated deadline: February 17, 2016 for the Spring 2016 trimester, and June 14, 2016 for the Summer 2016 trimester. Additionally, to be eligible for a refund, you:

  • Must be withdrawing from ITU within 30 days of the first day of the trimester.
  • Cannot have used the insurance or filed claim(s).

All refunds require approval from Wells Fargo. ITU will not process student insurance refund requests without authorization from Wells Fargo.

Refund Policy

In order to be eligible for a refund, you must meet ALL of the following criteria:

  • You are withdrawing from ITU within 30 days of the plan start date.
  • You have not used the insurance or filed claim(s).

All refunds require approval from Wells Fargo*. ITU will not process student insurance refund requests without authorization from Wells Fargo.

Additional Information

If you have any questions before enrolling, please contact us using this formIf you have any questions after enrollment, or if you want to get coverage for your spouse and/or children, you should contact Wells Fargo directly, at (800) 853-5899.

Last modified: March 29, 2017